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NEW & USED VEHICLES

Is it time to upgrade that old beater? Are you getting in the market for something new?

Automobile Loans


Loan Type Rate Term

New & Used Automobiles

For new and used vehicles.

As Low As
4.99% APR*

New @ 36-72 months
Used @ 36-72 months
(To be classified as "NEW", the vehicle must be 2024 or 2023. To be classified as "USED" the vehicle must be purchased from a previous owner, regardless of age. Unless promotional rate 2024 to 2014) Some Promotional Rates May Require Payroll Direct Deposit and Automatic Transfer from RESCU Checking Account

We offer 100% financing on loans, including tax, license & any vehicle warranties and GAP Insurance! This rate applies to all street-legal vehicles: autos, motorcycles, etc...

When any one of these additional credit union services are used, your car loan rate may be lowered on the spot!

  • Direct Deposit

  • Visa Credit Card (Platinum or Classic)

  • Length of employment over 5 years with same employer

  • Active Checking account with automatic loan payments

  • All credit card/unsecured debt equal to or less than 15% of annual gross income

Note on rates: * = Annual Percentage Rate. All rates shown are APR. Your loan rate will be customized by taking into consideration your credit rating (FICO score) and can be further discounted based on your activity level with the credit union and other factors. Your RESCU Loan Officer will do everything necessary to ensure you receive the very best RESCU rate available based on your personal situation. You will find that RESCU’s rates are very competitive; in addition, RESCU will usually match, and often beat, rates offered by other financial institutions. We will always do the very best we can for you. Talk to your RESCU Loan Officer for more details on loans and your personalized rate(s). 100% of NADA Value.

Rates may vary based on approved credit, up to 100% financing. The rates listed are the lowest possible rates available to qualified borrowers. The lowest rate shown includes a 0.25% discount for automatic payment with payroll direct deposit to a RESCU checking account. Discounts do not apply to home loan services or Visa Credit Cards.

Some promotions may reflect a 0.25% discount for automatic payment with payroll direct deposit to a RESCU checking account.

RESCU is a Responsible Lender. Not all who apply will be granted a loan. Credit granting requirements may have changed since your last RESCU loan. All loans granted on approved credit.

RESCU Does Not offer Business or Agricultural Loan Services.

Documentation requirements have changed to meet or exceed regulatory requirements.

Promotional Rates: RESCU reserves the right to cancel promotional rates at anytime. Must apply and receive loan approval prior to expiration date of promotional rate. Loan preapprovals are good for 90 days from date of application. Promotional rate on preapproved loans are good for 30 days after promotion ends. Not including Visa Balance Transfer Promotions.